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You can get free, confidential and expert debt advice online or over the phone.
We’ll recommend the best debt solutions for your individual circumstances.
We’ll support you while you deal with your debt problems, for as long as you need.
“When I spoke to the advisor on the phone, I was stressed, but she made me feel a lot better and I didn’t feel judged, which made a huge difference. I’m now paying my debts back in an affordable way via an IVA, and have about four years until I’ll be debt free.”Get debt help now
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A debt solution for people who have at least one County Court or High Court judgement against them which they can’t pay in full.
A legally binding debt solution considered a last resort for those unable to repay their debts in a reasonable time.
A statutory debt management scheme in Scotland which freezes interest, fees and charges over an extended period.
This is a loan from one provider taken out with the intention of paying off all debts and having just one monthly payment remaining.
This is an informal debt solution which offers someone struggling with unsecured debt to reduce their monthly repayments.
A form of insolvency that pauses repayments on qualifying debt, offering relief from payments for up to 12 months.
A way to pay off all debts using one large lump sum, typically following a financial windfall.
An Individual Voluntary Arrangement allows the chance to write off up to 75% of debts you can’t afford.