Is it time for you to start talking about debt?

If you’re worrying about money, talk to us. We can help you find the right solution.

How much debt do you owe?


Representative example based on typical average. Actual write off amount will vary from case to case.

Fixed monthly payments

Total debt repayable
Write off percentage

We've helped over

5 million people

Since 1993

Our clients repaid

£4 billion

With our assistance

Our advice is

100% free

And totally impartial

We've received over


4-star Feefo ratings

IVA Plan is a service dedicated to offering help and advice when it comes to debt. Here’s how we can help you.

Help when you need it

You can get free, confidential and expert debt advice online or over the phone.

Solutions specific to you

We’ll recommend the best debt solutions for your individual circumstances.

Ongoing support

We’ll support you while you deal with your debt problems, for as long as you need.

“When I spoke to the advisor on the phone, I was stressed, but she made me feel a lot better and I didn’t feel judged, which made a huge difference. I’m now paying my debts back in an affordable way via an IVA, and have about four years until I’ll be debt free.”

- Martin, Stockport

Get debt help now

Here's the latest articles our team have written to give you tips and advice.

11 Ways to Save Money Day-to-Day

At IVA Plan we understand how difficult it can be to keep track of your finances. If you find yourself in debt our team of help advisors are on hand to guide you through the process of an IVA in order to get your finances back on track. However starting an IVA payment plan is […]

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10 IVA Myths that need to be busted!

At IVA Plan we understand that deciding on a debt solution plan can be extremely difficult. With so many websites offering pages and pages of advice on debt solution it can become a little overwhelming. Our aim is to provide our clients with advice that is honest and unbiased, making sure that you go forward […]

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Top leisure money saving tips

Saving money can be extremely difficult, especially when you have a young family. At we realise that whilst getting your finances back on track means cutting down on a lot of life’s luxuries, it is important to have occasional leisure time with your family. Doing this on a budget can be challenging however there are ways […]

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Everything you need to know about council tax arrears

If you find yourself struggling with debt you may be one of the many people who have got into difficulty with their council tax. Council tax arrears are a serious problem. If you end up in a situation in which you are struggling to pay you council tax you should seek immediate advice from experts, […]

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We offer the widest range of debt solutions, to help you no matter what you’re dealing with.