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Write off up to 81% of your debt with an IVA

Government legislation can help you

  • Write off unsecured debts over £5,000
  • Stop interest and charges soaring
  • Reduce payments to as little as £90 per month
  • Over 10,000 Trustpilot reviews
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Why choose us

We've helped over

182,000 people

out of debt

Our clients repaid

£4 billion

With our assistance

Our advice is

100% free

And totally impartial

We've received over

10,000

4-star Feefo ratings

IVA Plan is a service dedicated to offering help and advice when it comes to debt. Here’s how we can help you.

Help when you need it

You can get free, confidential and expert debt advice online or over the phone.

Solutions specific to you

We’ll recommend the best debt solutions for your individual circumstances.

Ongoing support

We’ll support you while you deal with your debt problems, for as long as you need.

“When I spoke to the advisor on the phone, I was stressed, but she made me feel a lot better and I didn’t feel judged, which made a huge difference. I’m now paying my debts back in an affordable way via an IVA, and have about four years until I’ll be debt free.”

- Martin, Stockport

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Here's the latest articles our team have written to give you tips and advice...

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Breathing space: Debt Respite Scheme

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How does equity release work?

For homeowners who don’t have a lot of cash on hand but hold significant equity in their home, equity release can be a useful way...

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What is the help to save scheme?

Help to save is a Government scheme aimed at low-income people and does exactly what it sounds like – helps people on universal credit and...

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We offer the widest range of debt solutions, to help you no matter what you’re dealing with.