Is it time for you to start talking about debt?

If you’re worrying about money, talk to us. We can help you find the right solution.

How much debt do you owe?


Representative example based on typical average. Actual write off amount will vary from case to case.

Fixed monthly payments

Total debt repayable
Write off percentage

We've helped over

5 million people

Since 1993

Our clients repaid

£4 billion

With our assistance

Our advice is

100% free

And totally impartial

We've received over


4-star Feefo ratings

IVA Plan is a service dedicated to offering help and advice when it comes to debt. Here’s how we can help you.

Help when you need it

You can get free, confidential and expert debt advice online or over the phone.

Solutions specific to you

We’ll recommend the best debt solutions for your individual circumstances.

Ongoing support

We’ll support you while you deal with your debt problems, for as long as you need.

“When I spoke to the advisor on the phone, I was stressed, but she made me feel a lot better and I didn’t feel judged, which made a huge difference. I’m now paying my debts back in an affordable way via an IVA, and have about four years until I’ll be debt free.”

- Martin, Stockport

Get debt help now

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We offer the widest range of debt solutions, to help you no matter what you’re dealing with.